Medical Evacuation Travel Insurance - 2023 Review
It's a smart idea to consider Medical Evacuation Travel Insurance for your next trip.
According to the CDC, American travelers most commonly seek medical treatment for cardiovascular events, gastrointestinal illness, or traumatic injury.
Eventually, you need to return home, and if you're in critical condition but stable, your ride home might be very costly.
Comprehensive Travel Insurance includes Medical Evacuation benefits that ensure transportation to the best possible treatment center.
If the local hospital cannot adequately treat your injury or illness, Emergency Medical Evacuation moves you to the nearest appropriate facility or returns you home.
Medical Evacuation Travel Insurance
Most people do not realize that Medical Evacuation can be incredibly expensive.
First, it covers your initial transportation from the point of injury or illness to the closest hospital. If you are on a cruise ship or hiking, a helicopter might rescue you. If you are in an urban area, a ground ambulance may evacuate you.
Second, if the transport takes you to a hospital that does not provide appropriate equipment or physicians for your emergency, Medical Evacuation moves you to the closes hospital that does.
Finally, Medical Evacuation repatriates you and makes sure you get home safely for further treatment.
It costs thousands just to have a flight nurse travel home with you in Business class. Imagine a private medical jet flying 6-12 hours across the ocean to bring you back. Now, you're talking hundreds of thousands of dollars. You don't want to be the person writing a check for those bills.
Every comprehensive Travel Insurance plan contains Emergency Medical Evacuation insurance. Fortunately, it is so inexpensive that it's a no-brainer whether to buy it.
As with any insurance agreement, always check the fine print.
If you buy a policy from a travel site like Expedia, they only include a wimpy $15,000 for Medical Evacuation. That isn't enough coverage to safely get you home if you have a traumatic injury that requires medical attention.
At the same time, you can find much better Medical Evacuation coverage if you shop around. It only takes about 2 minutes.
Other Benefits Of Medical Evacuation Coverage
Medical Evacuation insurance also pays for medical services and supplies needed for your transport.
The travel insurance company usually sends a doctor or nurse escort to help you home on a commercial flight. Likewise, if you are in the hospital, they provide a companion to return dependent children home.
If the worst-case happens and a traveler dies on the trip, Medical Evacuation also includes repatriation of remains.
Because of its extensive financial protection, we consider Emergency Evacuation protection necessary for any trip. Happily, Medical Evacuation insurance is not expensive.
Cruise Insurance 101 chose to partner with insurers that deliver world-class support when these circumstances occur.
We always recommend that you consider travel insurance. It's easy to get an anonymous quote in seconds and compare dozens of the top travel plans from many of the largest US travel insurers. You will save time and money finding the right travel plan for your needs.
You won't see the same trip insurance plans available at a better price. Pricing is highly regulated, and the US has consumer protection anti-discriminatory laws.
Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website?
No, it won't save you money.
Cruise Insurance 101's prices are the same as from the insurance carrier direct. We are not allowed to compete on price for 'filed' insurance products. No one is. You will get the best value from us.
This article has been written for review purposes only and does not suggest sponsorship or endorsement of AARDY by the trademark owner.
Recent AARDY Travel Insurance Customer Reviews
agent was great
agent was great. Articulate, knowledgeable, friendly, took time to answer an explain questions.u
Online quotes where quick
Online quotes where quick, provided a lot of flexibility in editing. Also liked the email confirmation of the quotes and the links to go back to the online quotes. Online info provided access to the policy details, which were helpful in making a final determination. Only uncertainty is, we have two travelers signed up in one policy, yet only 1 ID Card was provided. Have an open inquiry pending.
Very good experience.
Tina was very helpful and patient with all of my questions.